本文为一篇记叙文，按照事件发生的先后顺序写成。讲述银行发生的一件事情，主人公为一个小孩报打不平，更加强自己对银行的偏见，后来才发现原来是官方的保护才这么做的。
The boy continued to hold my my attention because of what happened next. He was holding an open savings-account book and wearing an expression of open dismay. " But I don' t understand," he was saying to the officer. "I opened the account myself, so why can't I withdraw any money? " "I've already explained to you ", the officer told him, "that a fourteen-year-old is not allowed to withdraw money without a letter from his parents". "But that doesn't seem fair," the boy said,his voice breaking. " It' s my money.I put it in. It' s my account." "I know it is, " the officer said, "but those are the rules. Now if you'll excuse me. " He turned to me with a smile. "May I help you, sir? "
接下来发生的事情让我继续关注那个男孩。他拿着一张翻开的储蓄存折，神情沮丧失望。“但是我不明白，”他对那个职员说道，“我自己开的户，可为什么我不能取钱呢？” 　　“我已经向你解释过了，”那位职员对他说, “ 没有父母写的信函，一个14岁的孩子是不允许取钱的。” 　　“但那听起来不公平，“那个男孩说，都语不成声了，“那是我的钱，是我存的，是我的账户。” 　　 “我知道，”那个职员说，“但那是银行的规定，请原谅。” 　　 他转向我，面带微笑地对我说：“先生，我能为您做点什么？”