Start a blog about your effort: If you are not comfortable about sharing it with the people you know, share it with strangers! The internet makes it so easy to have an anonymous public image! Use it! Create a blog and chart your progress. You can create free blogs using software like blogger - it is fairly easy and you don’t need to be tech-savvy to be able to do it. Nothing makes you obsessive about getting rid of your debt like encouragement from a bunch of strangers whom you have never met! Besides, depending on your success, you may be able to monetize your blog and make it an additional source of income. Here are a few blogs to get you started Blogging Away Debt, No Credit Needed, The Simple Dollar. A simple search for “blog debt” on Google will show you many more if you are interested.

创建一个博客对你每天的努力作一个报告：如果你觉得将这些与你认识的人分享感到不太舒服，那就与陌生人分享这一切！因特网让你拥有一个虚拟形象变得非常容易。就用它！创建一个博客然后见证你的成功。你可以用像blogger 这样的软件来创建一个免费博客---这确实很简单，而且你不需要是一个技术专家来使用它。从来没有什么像来自一群你没遇见过的陌生人的鼓励那样让你如此着迷。此外，依赖你这种成功，你可以将你的博客成为你赚钱的工具来做为你额外的收入。你可以从以下几个博客开始：Blogging Away Debt、No Credit Needed、The Simple Dollar。如果你有兴趣的话，在Google网上简单地搜寻一下“blog debt”这几个字，你将会得到更多信息。

Surround yourself with the right type of people: If you are surrounded by people who keep spending, then it is difficult to get out of the consumerist mentality and slip into the more sensible mentality of living within your means. This may mean changing friends or keeping your distance from those that influence you negatively. It is a very difficult tip to follow, but a necessary one, if you want to really get out of debt.

让自己的生活圈子里住满“正确”的人：如果你周围的朋友全都不停地在花钱，那你很难从消费的心理状态中清醒出来，也很难进入到更明智的生活方式之下。这就可能意味着你要换掉你的朋友们或远离那些对你有消极影响的朋友。这条建议很难做，但又很必要，如果你是真的想要摆脱债款。