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节省开支

OK. So where do you think we can save more money?

Well, we couldn't eat anymore. That 300 dollars for entertainment is mostly going to restaurants.

Yes. That's a good idea! And you like to cook. What about the books?

No, I need my books.

Come on! If we save more money we can retire earlier and you'll actually have time to read all those books you buy.

Well,what about the 50 you spent on shirt? You could have gotten something for less!

Ok, let's compromise. If you agree to only spend 75 on books I'll agree to only spend 50 for my next shirt.

All right. That sounds fair!

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投资理念

Rachel: How are your stocks doing, Jim?

Jim: Oh, all right. I lost a bunch of money in the last two years, but this year has been pretty good.

Rachel: Yeah. I lost money investing in the Internet, too.

Jim: Just goes to show that you should buy companies, not ideas.

Rachel: I changed my strategy around too. I invest in good companies now.

Jim: Yeah, me too. Did you hear about Ted?

Rachel: No, what happened?

Jim: He lost his kids' college money by trading.

Rachel: Oh, boy! His wife can't be happy about that.I have been saving my pennies”