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People can be addicted to different things - for example, alcohol, drugs, certain foods, or even television. People who have such an addiction are compulsive; that is, they have a very powerful psychological need that they feel they must satisfy. According to psychologists, many people are compulsive spenders; they feel they must spend money. This compulsion, like most others, is irrational - impossible to explain reasonably. For compulsive spenders who buy on credit, charge accounts are even more exciting than money. In other words, compulsive spenders feel that with credit, they can do anything. Their pleasure in spending enormous amounts is actually greater than the pleasure that they get from the things they buy.
人们可能会痴迷于不同的事物――例如，烈酒、毒品，某些食物，甚至电视节目。有这些癖好的人就是上了瘾，也就是说，他们有着强烈的心理需求，他们认为这种需求必须得到满足。按照心理学家的说法，许多人购物成癖，他们觉得自己必须把钱花出去。跟其他癖好相似，这种欲望是非理性的——不可能做出合理的解释。对那些赊账购物成癖的人而言，信用账户比现金更为刺激。换句话说，购物成癖的人认为，借助赊账，他们可以无所不为。他们从大笔花钱时体验到的乐趣，实在是比从所购物品中获得的乐趣大得多。 ——译文来自: bx3214740