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The goal is to reduce monthly payments for 5 years to no more than 31% of the borrower's monthly income. If a lender agrees to a reduction, the government would partly match the amount. Mortgage servicers, lenders and borrowers will receive incentive payments for the success of restructured loans. …
该计划的目的是在5年内将月还款额减少至不超过借款人月收入的31%。如果出借方同意减少,政府可补足部分款项。抵押贷款服务公司、出借人以及借款方都将因贷款重组的成功实施而得到奖励。以前的一些计划都没有将那些继续还贷的房主考虑在内。奥巴马政府指出,陷入困境的房主越早得到帮助,越有可能获得长期成效。但有些批评人…