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2023年3月英语四级作文预测：个人信用

A thought-provoking question is raised in the picture that how we handle the embarrassing question when our kids ask us about our credit score if we have a bad credit report. With the popularity of credit cards in modern society, we must pay high attention to our personal credit to avoid such an embarrassing question.

Firstly, personal credit report is a mirror of our honesty and credibility, which is of great significance for us to gain a foothold in society since nobody will believe a liar. Secondly, we should set a good example for our children. As the famous saying goes, there is no job more important than parenting. Paying off the credit card on time is a living example to teach our kids how to be a responsible man.

In addition, a good credit record could bring us some benefits and convenience, such as an efficient loan when we are in need. All in all, a small credit card mirrors a big world. Never belittle your personal credit because it really matters.