1.When you put money in the bank, you write the date and the amount deposited on a deposit slip.
2.When you spend your income, you are buying things from the market. You may spend money in stores, supermarkets, gas stations, and restaurants. Still you are buying from the market. When the local grocer hires you to drive the delivery truck, he is buying your labor in the labor market.
3.The market may seem to be a fuzzy sort of thing. But for each person（or business）who is making and selling something, it's very real. The market is telling you something.
4.It's telling you that you are using your energies and resources in doing something the market doesn't want you to do.
5.The banks are commercial enterprises and like many other businesses are organized as companies which are owned by shareholders.