四级考试是许多童鞋必须通过的考试，其重要程度不言而喻。希望通过四级听力天天练，童鞋们可以提高听力水平，高分通过四级，冲刺六级。
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听力原文：
Passage Three
Obtaining good health insurance is a real necessity while you are studying overseas. ____1____ There are often two different types of health insurance you can consider buying: international travel insurance and student insurance in the country where you will be going. ____2____ It generally covers a wide variety of medical services and you are often given a list of doctors in the area where you will travel who may even speak your native language. The drawback might be that you may not get your money back immediately. ____3____ On the other hand, getting student health insurance in the country where you will study might allow you to only pay a certain percentage of the medical cost at the time of service and thus you don't have to have sufficient cash to pay the entire bill at once. ____4____ You shouldn't wait until you are sick with major medical bills to pay off.


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It protects you from minor and major medical expenses that can wipe out not only your savings but your dreams of an education abroad. An international travel insurance policy is usually purchased in your home country before you go abroad. In other words, you may have to pay all your medical expenses and then later submit your receipts to the insurance company. Whatever you decide, obtaining some form of health insurance is something you should consider before you go overseas.