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You know what we're talking about. When you check your bank account and all you see is £20 left to last you five days, and basically causing you to regret every purchase you made over the last month.
你知道我们在说什么，你发现自己卡里只剩下20英镑，可还得再撑5天，这时候基本上你就会开始为过去一个月里的每一笔开支懊悔了。

So what did you spend all your hard-earned money on? We have a few ideas…
那么，你到底把自己的血汗钱花在哪里了呢？以下是我们的答案……

1. Rent
房租

Let's just get this out-of-the-way first. At least half of your wage has gone on your place and that is always a pretty tough blow.
我们先把这一笔钱拿出来。你的薪水至少有一半付了房租，而且房租总是一笔不小的开支。

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2. Lunch
午餐

You keep meaning to get that cute lunchbox out for a homemade sandwich, but every morning you ditch it in favour of a quick and easy shop-bought sarnie or wrap.
你总是打算带一个可爱的午餐盒，里面装上自己亲手做的三明治。但是每天早晨你都会把这个想法丢到一边，宁愿去买一个便利的夹心面包或者卷饼。

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3. Post-work drinks
下班喝酒

You've had a stressful day so you get a drink to unwind and forget just how many you've had before you get the last train home. And let's not pretend this doesn't get repeated pretty often.
压力山大的一天结束了，你想喝一杯放松一下，但是记不清喝了多少杯才去赶最后一班车回家。别装了，这种事可是在一遍又一遍地上演呢。

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4. You shop when you're hungry
饥饿购物

Studies have shown that we buy more food when we hit the supermarket on an empty stomach, so make sure your tummy is prepared before your next trip.
研究表明，我们在饥肠辘辘时逛超市会购买更多食物，所以下次出门前要确保你的肚子已经准备好了。

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5. Broken phone
弄坏手机

Mobile phone – How many times have you cracked your screen now? Shelling out to get it fixed is becoming more frequent for you so make sure you have mobile phone insurance or accidental damage and personal belongings cover on your home insurance.
手机——迄今为止你已经碎屏多少回了？你拿钱修手机的次数越来越多，所以，要确保购买手机保险，或者在家庭保险中包括意外伤害和个人财产险。

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6. Sales shopping
促销购物

Yeah you might be getting a pair of jeans half price, but what about the other five sale items you definitely don't need?
是的，你可能半价买到了一条牛仔裤，但是另外五件你根本不需要的促销商品又是怎么回事呢？

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7. On brand
追求名牌

Premium shopping on a basic budget is not doing your bank account any favours.
用基础预算来购买奢侈品可不会给你的银行账户带来什么好处。

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8. Cinema
看电影

Nowadays a trip to the movies could set you back at least £30 – because you can't see a flick without popcorn or pick 'n' mix, can you?
如今去看场电影得花掉你至少30英镑，因为你看电影少不了要吃爆米花或小零食，不是吗？

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9. The gym
健身房

Be realistic guys, how often are you actually going to justify that money coming out each month?
直面现实吧，亲！你每月花了那么多钱，但实际上真正去了几回健身房呢？

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10. Credit card bills
信用卡账单

It's not free money guys, no matter what they tell you.
不管他们怎么跟你说的，天下没有免费的午餐。