■中国国际广播之声（CRI）是中国向全世界广播的国家广播之声。其宗旨是“向世界介绍中国，向中国介绍世界，向世界报道世界，增进中国人民与世界人民之间的了解和友谊”。
■本节目听写包罗万千，涉及经济，政治，科学，文化等，皆在提高沪友听力水平，增进知识，何乐而不为？
参与方式：全文听写
Hints:
Shanghai
Industrial and Commercial Bank of China
Postal Savings Bank of China and the Bank of Communications
China Construction Bank or CCB
Xue Jianxiong
China Real Estate Information Corporation
People's Bank of China
Recently in Shanghai, branches of Industrial and Commercial Bank of China and other lenders, including the Postal Savings Bank of China and the Bank of Communications, say the new first time home buyers can pay their mortgage loans under the benchmark interest rate. Shanghai branches of the China Construction Bank or CCB, have issued the encouraging policy on first home loan rates to entice qualified potential buyers. One bank employee explains: "According to the customer's credit records and repayment abilities, we can adjust the loan rate. On the special conditions, some customers will be entitled to a 10% discount on first home loan rates." Xue Jianxiong, a senior analyst at the China Real Estate Information Corporation, says the China's central bank，the People's Bank of China adjusted the deposit-reserve ratio last November, making additional 400 billion yuan available and the lending quotas more flexible. "I think both the deposit-reserve ratio and the interest rate will probably be reduced in 2012. That means the banks are supposed to lend more loans in a relatively relaxed environment and provide some discounted loan rates."