原来只要房价在涨，次贷产生的问题就不大，因为还款有困难的房贷户还可以卖掉房子获取利润，然后偿还贷款。
But lower lending standards meant some subprime borrowers got mortgages they could not afford. As long as home prices were rising, this caused few problems because borrowers who had difficulty repaying their loans could sell their houses at a profit and pay off the loan. But when home prices fell, …
但是降低借贷标准意味着有些次级房贷户（或缩写为次贷户）取得本来无法承担的房贷。 原来只要房价在涨，次贷产生的问题就不大，因为还款有困难的房贷户还可以卖掉房子获取利润，然后偿还贷款。 但是，一旦房价下跌，有经济困难的房主被套牢，次级贷款市场上，丧失抵押品赎回权的数量骤增。这伤害了失去了自己房子的借…