Teenagers are distinctly unrealistic about how much they will earn as an adult, a study has found.
一项调查发现，英国青少年对自己成年后的收入有着很不切实际的期望。

The survey revealed the average teenager expects to be paid more than ￡60,000 a year by the time they are 35.
调查结果显示，青少年普遍预期自己在35岁之前年收入超过6万英镑。

On leaving education, they anticipate a salary of about ￡16,600, rising to ￡35,400 by the time they are 25 and hitting ￡61,700 by their mid-30s.
在刚毕业时，他们期待年薪为1.66万英镑左右；在25岁之前，他们期望年薪能升到3.54万英镑；在35岁时，他们期望年薪能达到6.17万英镑。

But the reality is rather different, with the average 18 to 21-year-old earning just ￡8,595 – rising to only ￡18,705 for workers in their 20s and ￡24,333 for those in their 30s.
然而现实却远非如此。18岁到21岁的人群平均年收入只有8595英镑，20多岁的人群年收入较多，但也只有1.87万英镑，而30多岁的人群平均年收入为2.43万英镑。

The survey of 12,000 teenagers by Royal Bank of Scotland revealed they are equally unrealistic about climbing on the property ladder, with 53 per cent expecting to have bought their first home by the time they are 25, while 82 per cent are confident they will have done so by the age of 30.
苏格兰皇家银行开展的这项调查涵盖了1.2万名青少年。调查显示，英国青少年对于购置房产也有着同样不切实际的期望。53%的青少年期望在25岁前买下自己的第一个房子，82%的青少年相信自己会在30岁前实现买房目标。

But figures from the Council of Mortgage Lenders show that the average age of a first-time buyer is 31, while in the past five years just 20 per cent managed to purchase their first home by the age of 25.
然而，来自英国抵押贷款协会的数据显示，首次购房者的平均年龄是31岁，而在过去五年里，只有20%的人能在25岁前首次购房。

However, there is a far more realistic outlook about student debt, with 39 per cent of 16 to 19-year-olds expecting to owe more than ￡20,000 when they graduate, compared with only 20 per cent when the same research was carried out in 2007.
不过，青少年对于学生债务的预期要现实得多。16岁到19岁的青少年有39%预期到毕业时会欠下超过2万英镑的债务，而2007年开展的同一调查显示，只有20%的人有这样的预期。

It is estimated those who started university in October 2010 will owe ￡24,700 by the time they finish.
据估计，从2010年10月开始就读大学的学生在毕业时将会欠下2.47万英镑的债务。