准备好如何创业了吗？
Consider your strengths and weaknesses before taking the risk.
在冒这个险之前先考虑一下你的优缺点。
You've decided to take the plunge and seek an SBA-backed loan to start your own small business. Are you sure you're ready? Have you considered the inevitable risks associated with running a small business? How about the potential effects on your family? The U.S. Small Business Administration suggests that you can improve your chances of making your small business a success through good planning, preparation, and insight. A great place to start is by evaluating your strengths and weaknesses as a potential owner and manager of a small business. Carefully consider each of the following questions as prepared by the SBA.
你已经决定冒险，并打算向美国小企业管理局贷款创业。你真的确定自己已经准备好了吗？你是否已经考虑过经营小企业存在的不可避免的风险？创业对你家庭的潜在影响怎么样？美国小企业管理局建议，你可以通过良好的规划，周全的准备和过人的远见力来提高你的小企业成功的机会。最佳的开始方法就是从评估你作为一名将来的企业家，一家小企业的经理的长处和不足。认真考虑以下由SBA准备的问题：
Self-starter?
有主见的人？
Are you a self-starter? It will be entirely up to you to develop projects, organize your time, and follow through on details.
你是否是个有主见的人？这完全是由你开发项目，管理时间，追踪细节的能力决定的。
Got People Skills?
你善于人际交往吗？
How well do you get along with different personalities? Business owners need to develop working relationships with a variety of people including customers, vendors, staff, bankers, and professionals such as lawyers, accountants or consultants. Can you deal with a demanding client, an unreliable vendor, or a cranky receptionist if your business interests demand it?
你和不同性格的人打交道时处理得怎么样？企业主需要和很多人建立工作关系，这其中包括客户，供应商，员工，银行，还有像律师，会计，顾问等这样的专家。如果是商业利益所需，你是否能和一位你不满意的客户，一位不可靠的供应商，或一位性格暴躁的接待员打好交道呢?
Decisive?
果断？
How good are you at making decisions? Small business owners are required to make decisions constantly - often quickly, independently, and under pressure.
你有多擅长做出决策呢？通常，小企业家都能够在承受压力的情况下迅速，独立地做出决策。
Do You Work Out?
你能拼命吗？
Do you have the physical and emotional stamina to run a business? Business ownership can be exciting, but it's also a lot of work. Can you face six or seven 12-hour work days every week?
你是否具有经营企业所必须的体力和精力？成为小企业家是令人兴奋的，但也是有很多工作的。你能够承受每周六到七天，每天12个小时的工作吗？
Multi-tasking Star?
多任务明星？
How well do you plan and organize? Research indicates that poor planning is responsible for most business failures. Good organization of financials, inventory, schedules, and production can help you avoid many pitfalls.
你的计划和组织准备得怎么样了？研究表明，没有完善的计划是大多少企业失败的原因。妥善的处理好财政，库存量，进度表以及生产方面的事项能够帮助你避免很多问题。
Emotional Security?
情绪稳定？
Is your drive strong enough? Running a business can wear you down emotionally. Some business owners burn out quickly from having to carry all the responsibility for the success of their business on their own shoulders. Strong motivation will help you survive slowdowns and periods of burnout.
你的动力是否足够强？经营企业可能会让你十分失望。有些企业主因为要独自承担企业成功所需的全部责任而迅速筋疲力尽。强大的动机可以帮助你挺过低迷和筋疲力尽的时期。
How About the Family?
家庭怎么样？
How will the business affect your family? The first few years of business start up can be hard on family life. It's important for family members to know what to expect and for you to be able to trust that they will support you during this time. There also may be financial difficulties until the business becomes profitable, which could take months or years. You may have to adjust to a lower standard of living or put family assets at risk in the short-term.
你的事业会对家庭产生什么样的影响？刚开始几年的创业生涯可能会给家庭生活带来十分不好的影响。对家庭成员来说，知道该期待些什么是很重要的；而对你来说，相信在创业时期他们会无条件支持你同样很重要。在事业有起色之前，可能还会存在几个月或几年的资金问题。这时，你就要将家庭生活标准调整到最低，或将家庭资产进行短期风险投资。